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Post by wilkyisdashiznit on Aug 20, 2021 16:03:22 GMT -8
Let's say I retire at 61 or 62 and will have very minimal income. Can I get the same discount on health care as a non-retired person with same income level from Affordable care act? Websites I look at seem to say 'yes' but don't get into details. This is not legal advise, but yes. The Obamacare income limits are the Obamacare income limits, regardless of whether you are "retired" or not. Obamacare was specifically designed to help the "poor" aged and just hammer young families and small business owners.
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Post by lebaneaver on Aug 20, 2021 18:06:40 GMT -8
I’ve got NEWS for you, Wilky…… you already know……. We were getting hammered lonnnnnggg before ObamaCare. And, many of the provisions ObamaCare enacted BENEFIT “the hammered,” too.
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Post by spudbeaver on Aug 20, 2021 18:25:52 GMT -8
I’ve got NEWS for you, Wilky…… you already know……. We were getting hammered lonnnnnggg before ObamaCare. And, many of the provisions ObamaCare enacted BENEFIT “the hammered,” too. Ah, the old two wrongs make a right corollary! Ha ha! Workin’ man’s a sucker, right?
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Post by lebaneaver on Aug 20, 2021 18:40:58 GMT -8
I’ve got NEWS for you, Wilky…… you already know……. We were getting hammered lonnnnnggg before ObamaCare. And, many of the provisions ObamaCare enacted BENEFIT “the hammered,” too. Ah, the old two wrongs make a right corollary! Ha ha! Workin’ man’s a sucker, right? More benefit than are “hammered.”
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Post by spudbeaver on Aug 20, 2021 18:42:51 GMT -8
Ah, the old two wrongs make a right corollary! Ha ha! Workin’ man’s a sucker, right? More benefit than are “hammered.” I was just having fun.
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Post by wilkyisdashiznit on Aug 23, 2021 12:58:02 GMT -8
Ah, the old two wrongs make a right corollary! Ha ha! Workin’ man’s a sucker, right? More benefit than are “hammered.” Do you have a cite? I have heard vagaries that more benefit than are hammered, but I have never received any quantitative analysis to support the statement. By my numbers, until the Republicans ended the mandate at the end of 2017, I believe the numbers of people benefiting to be 48.5% (percentage of people who qualified for subsidies). And the people paying more or people with worse insurance (or usually both at the same time) stood at 51.5%. So, no most people paid more so that a smaller portion of the population could get better insurance or could pay less. And I am not sure, if the ObamaCare subsidies actually offset the 7.5% tax increase on everyone who itemized deductions and the accompanying increase in everyone's premiums. And that will definitively no longer be true once the subsidies start to dry up soon. Just by way of example, in Arizona, I am now paying approximately 108% more than what I paid pre-2014 and my coverage is much worse than what it was pre-2014. So, I am personally now paying more than double for worse insurance. I think that it may have worked out better for people in states like California and Oregon, which is doubly annoying, because I am helping to subsidize those states with the 7.5% tax increase for people like me that was getting a deduction that accompanied it. To add to that, I was on true ObamaCare (as opposed to the portions of ObamaCare forced upon employers) for, if I remember right, 33 months. The reason that I got off ObamaCare was because the Federal Government actually pulled coverage on my wife, while she was four months' pregnant, because of some terrible snafu with the Federal Government. Because of my income profile and because of the fact that I was in Arizona (which only has one private ObamaCare provider), I actually could not get back onto ObamaCare until January. It was awful, worthless insurance that almost no one accepted. And it sucked up my money, while I did not need it and left me uninsured, exactly when I needed it. I personally trust that the Federal Government will muck up both insurance and medicine in much the same way that they much up everything else. RomneyCare, which Obama repurposed is a great idea, if you have a true religious exception (which RomneyCare had) and do not disregard a 9-0 per curium Supreme Court decision that says that Obama's interpretation of the religious exception in ObamaCare is unconstitutional. I personally think that you could beef up the mandate amount and simultaneously fix the multiplier between children and the elderly (this is where young families get hammered) and create something that does not hammer young working families so bad and gets the elderly to pay more of their fair share. ObamaCare can work. But, not the way that it was actually implemented. And it is so insidious, that it is difficult to remove and replace it without an almost immediate political bloodbath by whomever does the fixing. To fix it now, you would anger the elderly (by making the multiplier at least five or more times what healthy children play) to get it to work right. But no one has the will to do that, because the elderly are one of the most-powerful voting blocks in he country. And it would anger both hard left (who stupidly argue that having a health care system comparable to Germany and some other industrialized democracies does not go far enough) and the hard right (who stupidly argue that the whole thing that there should be no mandate or that the whole thing should be abolished). It is one of those things that could potentially be fixed with someone with a lot of will or with a large group of politicians who would be ok with ending their political career afterwards. I personally believe that an health care system like ObamaCare that works would be a great thing and would bring us in line with most First World industrialized democracies. Access to affordable health insurance should be a human right. But the broken system that we have that was only slightly improved by Trump stinks and definitively needs to be overhauled. This is one of those things that I would like the Democrats to try and push through early next year, instead of trying to tank the economy with the $3.5 trillion partisan infrastructure bill. (That could still turn out alright, if they trim it down some, but spending $3.5 trillion with the current inflation numbers makes about zero sense IMO.) There are simply far more bigger issues to tackle before trying to spend $3.5 trillion that we do not have.
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